What we are
A software agency and payment aggregator/vendor—the middle layer between institutions and payment gateways.
Payshulk
Aggregator · Vendor · White-label software
Payshulk builds white-label collection software for banks and institutions—then connects CCAvenue, Razorpay, Worldline and bank rails under one branded stack.
Today GMV
₹86Cr
Success
98.7%
Active rails
7+
QR PDF receipt ready
PSH-ERP-94821 · HNLU · IDBI · Worldline · Verified
₹480Cr+
GMV collected
Institutional volume via our stack
98.7%
Success rate
Multi-gateway failover
7+
Partner rails
Banks + gateway vendors
8+
Live institutions
Temples · campuses · healthcare
T+1
Avg. settlement
Bank credit SLA
99.95%
Uptime
Collection software layer
What Payshulk Provides
We build the white-label application stack and aggregate the gateway/bank rails. Institutions get both from one middle agency.
Software services
White-label collection apps
Branded payment portals for banks, temples, universities, and trusts—under their name, powered by Payshulk.
Institutional ERP modules
Fee / donation workflows, payer journeys, and finance ops tailored to each vertical.
QR PDF receipt engine
Auto-generated verified PDF receipts with QR codes for every successful transaction—anti-fraud by design.
Payment verification trail
Public and partner verification so payers and auditors can confirm authenticity instantly.
Finance ops dashboard
Sort transactions, track settlements, filter by rail/status, and regenerate receipts for successful payments.
Partner reconciliation
Bank and co-partner views for exceptions, settlement visibility, and audit-ready exports.
Payment gateway services
Multi-gateway aggregation
Vendor rails for CCAvenue, Razorpay, Worldline and more—one integration, many processors.
Bank vendor connectivity
Direct relationships with IDBI, Federal, Bank of Baroda, Equitas and settlement into institutional accounts.
Smart failover routing
If one gateway degrades, traffic shifts automatically so collections keep moving.
Temple & trust donations
UPI, cards, netbanking for high-footfall religious institutions with dual-bank options.
University fee collection
Campus fee cycles, installment logic, and gateway+bank routing for education ERP.
Healthcare collections
Hospital and foundation dues/donations with verified receipts and settlement trails.
About Payshulk
We help banks and institutions that don’t have payment-collection software connect to multiple gateways—fully white-labeled, with verification and dashboards.
Co-architecture partners
evolvedge.co
originventures.org
What we are
A software agency and payment aggregator/vendor—the middle layer between institutions and payment gateways.
Who we serve
Banks without a collection stack, temple trusts, universities, hospitals, and co-partners who need white-label software.
How we deliver
We build the branded app, connect gateway vendors + bank rails, issue QR PDF receipts, and run the ops dashboard.
Co-architecture
Built alongside Evolvedge.co and Origin Ventures for product, institutional delivery, and go-to-market.
Live Analytics
Sort volume, success rates, and live transactions across temples, campuses, and healthcare—then regenerate receipts for successful payments from the same console.
Weekly collection volume
₹ crores · last 7 days
Peak day
Fri · ₹86Cr
Avg success
98.5%
Failover events
14
Live ledger
StreamingTXN-94821
HNLU Raipur
IDBI · Worldline
₹48,500
SettledTXN-94818
Khajrana Temple
IDBI · Payshulk
₹2,100
ProcessingTXN-94811
Jaslok Hospital
IDBI · Worldline
₹1,25,000
SettledTXN-94802
Mahalaxmi Temple
Federal · CCAvenue
₹5,001
DeductedTXN-94790
MUHS Nashik
IDBI · Worldline
₹32,750
SettledDemo telemetry · mirrors production console patterns
Multi-Rail Mesh
Payshulk sits in the middle—routing traffic through Worldline, Razorpay, and CCAvenue into IDBI, Federal, and Bank of Baroda, with health and share in one console.
Transaction mesh
Failover armedPayer → Payshulk → Gateway → Bank credit
Rail health
Latency · share · status
IDBI Bank
Bank · 118ms
Federal Bank
Bank · 132ms
Bank of Baroda
Bank · 141ms
Worldline
Gateway · 96ms
Razorpay
Gateway · 210ms
CCAvenue
Gateway · 155ms
Degraded rails auto-reroute
Bank & Gateway Partners
We aggregate and vend multiple payment gateways and bank rails—so institutions get collection software without building or integrating each processor themselves.
Live Institutional Clients
Temples, universities, and healthcare foundations running Payshulk white-label collection software—connected to their banks and gateway partners.
Religious Trusts
White-label donation apps that connect temple trusts to bank rails and multiple payment gateways.

Website by Evolvedge.co · Collections by Payshulk
Indore
Digital temple experience with Evolvedge.co and live donation collection on IDBI Bank rails.
IDBI Bank → Payshulk Collection

Kolhapur
White-label temple collection software with multi-gateway routing across Federal Bank and Bank of Baroda.
Federal + BoB → Worldline + CCAvenue

Kolhapur
Donation collection system for pilgrimage devotees with QR-verified PDF receipts.
Federal + BoB → Worldline + CCAvenue
Higher Education
Campus fee cycles on white-label collection apps connected to bank partners and gateway vendors.

Hidayatullah National Law University
University fee ERP for a national law university—IDBI Bank & Worldline.
IDBI Bank → Worldline

Maharashtra University of Health Sciences
Statewide health-sciences fee collection with QR-verified receipts.
IDBI Bank → Worldline

Science & Technology, Cuttack
Autonomous college fee ERP with IDBI Bank settlement rails.
IDBI Bank → Worldline
Healthcare Foundations
Healthcare and research foundations collecting dues and donations with verification trails and QR PDF receipts.

Mumbai
Premium healthcare collections powered by IDBI Bank & Worldline.
IDBI Bank → Worldline

Indore
Research foundation donation collections on IDBI Bank with Worldline gateway rails.
IDBI Bank → Worldline
Lifecycle Verification
Every successful payment is routed through our aggregation layer, credited to the institution's bank, and sealed with an anti-fraud QR PDF receipt.
Active milestone
Funds are authorized at the issuing bank or wallet. A deduction timestamp is sealed into the ledger and mirrored on the branded verification trail.
Reference
PSH-ERP-94821
Amount
₹48,500.00
Rail
IDBI · Worldline
Product Capabilities
White-label apps for banks and institutions, multi-gateway vendor rails, QR PDF receipts against fraud, and dashboards to sort data and regenerate receipts.
We are vendors/aggregators of CCAvenue, Razorpay, Worldline and more—routing collections through the right gateway so banks and institutions never depend on a single processor.
Fully branded payment applications for banks, temples, universities, and trusts that lack their own collection stack—Payshulk sits in the middle and connects them to gateways under their brand.
Anti-fraud payment verification with QR-coded PDF receipts for every successful transaction—payers and finance teams can confirm authenticity instantly.
Sort transaction data, track settlements, and regenerate receipts for successful payments—built for institutional finance teams and bank partners.
Request Demo
Tell us about your bank, temple, campus, or trust—we will connect the right gateway vendors and ship a branded collection stack with verification and dashboards.